The Chapter 13 Filing Process

Chapter 13 bankruptcy can help a debtor address their debts through a repayment plan specifically designed for that debtor’s obligations and income. However, to file for this bankruptcy protection, a debtor needs to go through the necessary steps of filing with the court and providing the required information demanded of any debtor. This filing process can be confusing in many cases, but a legal advisor may be able to help a debtor with their case.

If you’re thinking about filing for Chapter 13 bankruptcy benefits, our experienced bankruptcy attorneys may be able to make the process easier to manage. To learn more about our full range of legal services, contact Florida Chapter 13 bankruptcy lawyer Ryan J. Really, Attorney at Law, PLLC, today by calling (239) 237-0675.

What a Debtor Needs to File

When a person wants to file for Chapter 13 bankruptcy, they’ll need to gather certain pieces of information and file the necessary paperwork when the courts ask. In particular, the following pieces of information are crucial to a successful case:

  • A petition to file for Chapter 13 bankruptcy
  • A financial statement
  • A report containing all debts and assets
  • A report on income and expenses
  • Any available information on current contracts
  • Proof of credit counseling

This information needs to be presented on time and in a clear and concise manner to the courts. Failure to do so can slow down a bankruptcy or cause a debtor to have their case thrown out.

Contact Us

Filing for Chapter 13 bankruptcy can be a difficult and complicated process. However, an experienced attorney may be able to help. For a free consultation regarding how a legal advisor may be able to assist you with your case, contact Florida Chapter 13 bankruptcy attorney Ryan J. Really, Attorney at Law, PLLC, at (239) 237-0675 today.