When you are in debt or financial trouble, creditors may begin to harass you with phone calls. In some cases, illegal tactics will be used in order for collection agencies to get your money.

The Federal Trade Commission prohibits this from happening in the Fair Debt Collection Practices Act. This means that they can not “harass, oppress, or abuse any person in connection with the collection of a debt.”

Harassment includes calling excessively or during times that are not considered respectable hours. Also, using vulgar language, shaming the person or using real threats is not allowed. If debt collectors are using abusive behavior against you, this is a crime.

If you are being harassed by an aggressive collector, you need representation on your side. Contact the Florida credit harassment lawyers of Ryan J. Really, Attorney at Law today by calling (239) 237-0675.