Child Support

One of the debts that individuals may accrue is back-owed child support. Child support can take large chunks out of an individual’s monthly income, leaving the person with little money to support him or herself. Eventually, this may decimate an individual’s finances.

Child support is one of the debts that cannot be discharged in bankruptcy. However, eliminating other debts through bankruptcy can make it easier for you to make your child support payments. If you are struggling to make ends meet and have growing levels of debt, contact Florida bankruptcy lawyer Ryan J. Really, Attorney at Law, PLLC, today at (239) 237-0675.

Bankruptcy and Child Support

Individuals have two bankruptcy options available to them: Chapter 7 and Chapter 13. Chapter 7 is notable because it allows individuals to discharge certain debts. Chapter 13 allows individuals to restructure their debts and pay them off over time.

Neither of these bankruptcy chapters allows individuals to discharge their child support debts. While money left over from liquidation in Chapter 7 may go toward an individual’s past-due child support, the individual is still responsible for the remaining debt.

In Chapter 13 bankruptcy, an individual may be able to work out a child support repayment plan, but it will not be at a discounted price. The individual must pay the past-due balance in full to his or her child’s custodial parent.

Contact Us

Taking care of your other debts through bankruptcy can help you focus on catching up with back child support. Contact Florida bankruptcy attorney Ryan J. Really, Attorney at Law, PLLC, at (239) 237-0675 today for help with your finances.