Experienced Lawyer for Chapter 7 Bankruptcy
At the law offices of Ryan J. Ruehle, we have in-depth experience in Chapter 7 bankruptcy law. Guiding you through the process, we can help you understand your options and make the right decisions about the bankruptcy solutions that are right for you.
For your convenience, our law firm has three locations — Cincinnati, West Chester and Northern Kentucky — and serves clients throughout Ohio and Northern Kentucky in bankruptcy matters. We work hard to make sure that you find appropriate solutions to your financial challenges.
Debt Discharge in Chapter 7 Bankruptcy
In a Chapter 7 bankruptcy, a trustee is appointed to administer the case and liquidate any of the debtor's nonexempt property. Any nonexempt property of value can be sold and the proceeds used to pay your creditors. This is called liquidation of your assets. You may be able to keep some personal items and possibly real estate, depending on your situation.
One of the most common reasons people file Chapter 7 bankruptcy is to get a "discharge" of their debts. A discharge is a court order that eliminates your liability for any eligible debts. While most debts can be discharged in bankruptcy, some cannot:
- Child support
- Most students loans
- Court fines and criminal restitution
- Personal injury caused by drunk driving or driving under the influence of drugs
- Certain taxes
However, a Chapter 13 repayment plan can help you address the above debts while giving you the protections under the Bankruptcy Code.
For more information on bankruptcy, please see our Bankruptcy Information Center.
If you have questions about Chapter 7 or Chapter 13 bankruptcy, the best way to get answers is to talk with an attorney. Contact us by calling (513) 777-0880 (Ohio) or (859) 331-7867 (Kentucky) or by simply completing our online contact form.
We are a debt relief agency and help people file for relief under the Bankruptcy Code.